PURCHASE & REHAB

FIX N FLIP

  • 90% Loan To Cost

  • 100% Construction cost

  • 70% After Repair Value

  • 12 Months Interest Only

  • Interest Rates Starting at 7%

  • Minimum 620 Credit Score

  • No Prepayment Penalty

GROUND UP CONSTRUCTION

Loans for builders with shovel-ready lots or teardown projects. Spec houses or model homes, infill, teardown, or subdivisions.

  • 90% Loan To Cost

  • 100% Construction cost

  • 70% After Repair Value

  • 12-24 Months Interest Only

  • Interest Rates Starting at 7%

  • Minimum 620 Credit Score

  • No Prepayment Penalty

RENTALS

BUY N HOLD

  • Up to 80% Loan To Cost or Loan to Value (lower of the two)

  • 30 yr loan term

  • Minimum 620 credit score

  • Minimum Loan Amount 100K

CASH OUT REFINANCE

RESIDENTIAL

Cash-out refinancing replaces your current home loan with a bigger mortgage, allowing you to take advantage of the equity you’ve built up in your home and access the difference between the two mortgages (your current one and the new one) in cash.

  • Up to 80% LTV

  • 30 yr loan term

  • Minimum credit score 620

  • Minimum Property value 100K

COMMERCIAL

  • 65 - 80% LTC

  • 100% Construction cost if needed

  • Minimum credit score 600

  • Minimum loan amount 100K

  • Both short term and long term funding

MULTI-FAMILY

5 UNITS OR MORE

  • 80% LTC

  • 100% construction 

  • 65% ARV

  • Minimum credit score 620

  • Minimum loan amount $250K